The monthly Basic Allowance for Housing (BAH) for County Cost Group 820 (ZZ820) is shown below for every pay grade, with and without dependents. County cost groups cover areas grouped by local housing costs rather than a single metro. An E-5 with dependents receives $2,160/month. These are official 2026 DTMO rates; 2027 figures are projections until December 2026.

2026 BAH rates: County Cost Group 820

Pay grade With dependents Without dependents
E1 $2,016 $1,587
E2 $2,016 $1,587
E3 $2,016 $1,587
E4 $2,016 $1,587
E5 $2,160 $1,764
E6 $2,490 $1,881
E7 $2,577 $2,019
E8 $2,670 $2,232
E9 $2,817 $2,322
W1 $2,508 $1,977
W2 $2,616 $2,229
W3 $2,733 $2,337
W4 $2,847 $2,505
W5 $2,988 $2,598
O1E $2,592 $2,157
O2E $2,715 $2,301
O3E $2,868 $2,481
O1 $2,208 $1,866
O2 $2,487 $2,118
O3 $2,730 $2,367
O4 $3,033 $2,574
O5 $3,255 $2,625
O6 $3,279 $2,712
O7 $3,303 $2,757
O8 $3,303 $2,757
O9 $3,303 $2,757
O10 $3,303 $2,757

Notes

  • O-8, O-9 and O-10 are paid at the O-7 rate, per DTMO tables.
  • BAH is tax-free and rate-protected while you stay in the same area.
  • Use the BAH Calculator 2027 for an exact figure by ZIP code.

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