The monthly Basic Allowance for Housing (BAH) for County Cost Group 540 (ZZ540) is shown below for every pay grade, with and without dependents. County cost groups cover areas grouped by local housing costs rather than a single metro. An E-5 with dependents receives $1,344/month. These are official 2026 DTMO rates; 2027 figures are projections until December 2026.

2026 BAH rates: County Cost Group 540

Pay grade With dependents Without dependents
E1 $1,242 $1,005
E2 $1,242 $1,005
E3 $1,242 $1,005
E4 $1,242 $1,005
E5 $1,344 $1,086
E6 $1,641 $1,230
E7 $1,707 $1,281
E8 $1,782 $1,407
E9 $1,890 $1,488
W1 $1,659 $1,245
W2 $1,737 $1,404
W3 $1,830 $1,503
W4 $1,911 $1,650
W5 $2,016 $1,722
O1E $1,719 $1,341
O2E $1,815 $1,470
O3E $1,926 $1,632
O1 $1,386 $1,140
O2 $1,638 $1,314
O3 $1,827 $1,530
O4 $2,046 $1,704
O5 $2,205 $1,740
O6 $2,220 $1,806
O7 $2,232 $1,836
O8 $2,232 $1,836
O9 $2,232 $1,836
O10 $2,232 $1,836

Notes

  • O-8, O-9 and O-10 are paid at the O-7 rate, per DTMO tables.
  • BAH is tax-free and rate-protected while you stay in the same area.
  • Use the BAH Calculator 2027 for an exact figure by ZIP code.

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