Joint Base Lewis-McChord (JBLM), one of the largest joint bases in the country, drives the Tacoma-area housing market. Seattle-Tacoma rents are among the priciest in the West, and BAH for this MHA reflects that reality. An E-5 with dependents receives $2,556/month in this area. The full official table for Tacoma, WA (MHA WA311) is below — every pay grade, with and without dependents, from 2026 DTMO rates, with 2027 projections marked where shown.

BAH with versus without dependents: one dependent qualifies a service member for the higher with-dependents rate, and the amount does not increase with additional children

2026 BAH rates: Tacoma, WA

Pay grade With dependents Without dependents
E1 $2,370 $2,034
E2 $2,370 $2,034
E3 $2,370 $2,034
E4 $2,370 $2,034
E5 $2,556 $2,121
E6 $2,919 $2,199
E7 $2,994 $2,376
E8 $3,072 $2,634
E9 $3,180 $2,736
W1 $2,940 $2,313
W2 $3,024 $2,631
W3 $3,126 $2,751
W4 $3,201 $2,931
W5 $3,297 $3,009
O1E $3,006 $2,553
O2E $3,108 $2,712
O3E $3,216 $2,913
O1 $2,607 $2,178
O2 $2,916 $2,496
O3 $3,123 $2,784
O4 $3,324 $2,991
O5 $3,471 $3,030
O6 $3,501 $3,102
O7 $3,525 $3,156
O8 $3,525 $3,156
O9 $3,525 $3,156
O10 $3,525 $3,156

Notes

  • O-8, O-9 and O-10 are paid at the O-7 rate, per DTMO tables.
  • BAH is tax-free and rate-protected: your rate cannot drop while you stay in the same area.
  • Use the BAH Calculator 2027 for an exact figure by ZIP code, or try the duty-station comparison before a PCS.

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