San Antonio calls itself ‘Military City USA’ — Joint Base San Antonio (Lackland, Fort Sam Houston and Randolph) plus a huge retiree community. BAH here reflects a large, competitive Texas metro market. An E-5 with dependents receives $1,869/month in this area. The full official table for San Antonio, TX (MHA TX285) is below — every pay grade, with and without dependents, from 2026 DTMO rates, with 2027 projections marked where shown.
2026 BAH rates: San Antonio, TX
| Pay grade | With dependents | Without dependents |
|---|---|---|
| E1 | $1,728 | $1,359 |
| E2 | $1,728 | $1,359 |
| E3 | $1,728 | $1,359 |
| E4 | $1,728 | $1,359 |
| E5 | $1,869 | $1,500 |
| E6 | $2,094 | $1,596 |
| E7 | $2,112 | $1,731 |
| E8 | $2,121 | $1,920 |
| E9 | $2,157 | $1,977 |
| W1 | $2,109 | $1,692 |
| W2 | $2,118 | $1,917 |
| W3 | $2,130 | $1,986 |
| W4 | $2,178 | $2,085 |
| W5 | $2,280 | $2,097 |
| O1E | $2,115 | $1,866 |
| O2E | $2,124 | $1,965 |
| O3E | $2,196 | $2,082 |
| O1 | $1,905 | $1,584 |
| O2 | $2,091 | $1,827 |
| O3 | $2,127 | $2,007 |
| O4 | $2,307 | $2,088 |
| O5 | $2,457 | $2,100 |
| O6 | $2,475 | $2,103 |
| O7 | $2,490 | $2,112 |
| O8 | $2,490 | $2,112 |
| O9 | $2,490 | $2,112 |
| O10 | $2,490 | $2,112 |
Notes
- O-8, O-9 and O-10 are paid at the O-7 rate, per DTMO tables.
- BAH is tax-free and rate-protected: your rate cannot drop while you stay in the same area.
- Use the BAH Calculator 2027 for an exact figure by ZIP code, or try the duty-station comparison before a PCS.