The monthly Basic Allowance for Housing (BAH) for Memphis, TN — Military Housing Area TN268 in Tennessee — is shown below for every pay grade, with and without dependents. These are the official 2026 DTMO rates; an E-5 with dependents receives $2,154/month here. 2027 figures are projections until the DoD publishes official 2027 rates in December 2026.
2026 BAH rates: Memphis, TN
| Pay grade | With dependents | Without dependents |
|---|---|---|
| E1 | $1,992 | $1,530 |
| E2 | $1,992 | $1,530 |
| E3 | $1,992 | $1,530 |
| E4 | $1,992 | $1,530 |
| E5 | $2,154 | $1,719 |
| E6 | $2,319 | $1,839 |
| E7 | $2,337 | $1,995 |
| E8 | $2,346 | $2,193 |
| E9 | $2,376 | $2,232 |
| W1 | $2,334 | $1,944 |
| W2 | $2,343 | $2,190 |
| W3 | $2,355 | $2,238 |
| W4 | $2,394 | $2,310 |
| W5 | $2,484 | $2,322 |
| O1E | $2,340 | $2,151 |
| O2E | $2,349 | $2,220 |
| O3E | $2,409 | $2,307 |
| O1 | $2,181 | $1,824 |
| O2 | $2,316 | $2,103 |
| O3 | $2,352 | $2,253 |
| O4 | $2,508 | $2,313 |
| O5 | $2,643 | $2,325 |
| O6 | $2,661 | $2,328 |
| O7 | $2,679 | $2,343 |
| O8 | $2,679 | $2,343 |
| O9 | $2,679 | $2,343 |
| O10 | $2,679 | $2,343 |
Notes
- O-8, O-9 and O-10 are paid at the O-7 rate, per DTMO tables.
- BAH is tax-free and rate-protected: your rate cannot drop while you stay in the same area.
- Use the BAH Calculator 2027 for an exact figure by ZIP code, or try the duty-station comparison before a PCS.