The monthly Basic Allowance for Housing (BAH) for Chattanooga, TN — Military Housing Area TN266 in Tennessee — is shown below for every pay grade, with and without dependents. These are the official 2026 DTMO rates; an E-5 with dependents receives $1,986/month here. 2027 figures are projections until the DoD publishes official 2027 rates in December 2026.
2026 BAH rates: Chattanooga, TN
| Pay grade | With dependents | Without dependents |
|---|---|---|
| E1 | $1,863 | $1,446 |
| E2 | $1,863 | $1,446 |
| E3 | $1,863 | $1,446 |
| E4 | $1,863 | $1,446 |
| E5 | $1,986 | $1,629 |
| E6 | $2,397 | $1,797 |
| E7 | $2,445 | $1,863 |
| E8 | $2,490 | $2,073 |
| E9 | $2,631 | $2,193 |
| W1 | $2,418 | $1,830 |
| W2 | $2,463 | $2,070 |
| W3 | $2,523 | $2,208 |
| W4 | $2,670 | $2,403 |
| W5 | $2,856 | $2,454 |
| O1E | $2,448 | $1,983 |
| O2E | $2,511 | $2,166 |
| O3E | $2,700 | $2,391 |
| O1 | $2,043 | $1,734 |
| O2 | $2,394 | $1,950 |
| O3 | $2,520 | $2,247 |
| O4 | $2,916 | $2,436 |
| O5 | $3,201 | $2,460 |
| O6 | $3,228 | $2,499 |
| O7 | $3,249 | $2,541 |
| O8 | $3,249 | $2,541 |
| O9 | $3,249 | $2,541 |
| O10 | $3,249 | $2,541 |
Notes
- O-8, O-9 and O-10 are paid at the O-7 rate, per DTMO tables.
- BAH is tax-free and rate-protected: your rate cannot drop while you stay in the same area.
- Use the BAH Calculator 2027 for an exact figure by ZIP code, or try the duty-station comparison before a PCS.