The monthly Basic Allowance for Housing (BAH) for Rapid City/Ellsworth AFB, SD — Military Housing Area SD264 in South Dakota — is shown below for every pay grade, with and without dependents. These are the official 2026 DTMO rates; an E-5 with dependents receives $1,986/month here. 2027 figures are projections until the DoD publishes official 2027 rates in December 2026.
2026 BAH rates: Rapid City/Ellsworth AFB, SD
| Pay grade | With dependents | Without dependents |
|---|---|---|
| E1 | $1,800 | $1,440 |
| E2 | $1,800 | $1,440 |
| E3 | $1,800 | $1,440 |
| E4 | $1,800 | $1,440 |
| E5 | $1,986 | $1,545 |
| E6 | $2,211 | $1,656 |
| E7 | $2,307 | $1,806 |
| E8 | $2,409 | $2,037 |
| E9 | $2,538 | $2,094 |
| W1 | $2,229 | $1,746 |
| W2 | $2,349 | $2,034 |
| W3 | $2,478 | $2,103 |
| W4 | $2,559 | $2,226 |
| W5 | $2,664 | $2,328 |
| O1E | $2,322 | $1,983 |
| O2E | $2,457 | $2,082 |
| O3E | $2,574 | $2,202 |
| O1 | $2,022 | $1,614 |
| O2 | $2,208 | $1,929 |
| O3 | $2,475 | $2,124 |
| O4 | $2,691 | $2,304 |
| O5 | $2,850 | $2,361 |
| O6 | $2,871 | $2,457 |
| O7 | $2,889 | $2,496 |
| O8 | $2,889 | $2,496 |
| O9 | $2,889 | $2,496 |
| O10 | $2,889 | $2,496 |
Notes
- O-8, O-9 and O-10 are paid at the O-7 rate, per DTMO tables.
- BAH is tax-free and rate-protected: your rate cannot drop while you stay in the same area.
- Use the BAH Calculator 2027 for an exact figure by ZIP code, or try the duty-station comparison before a PCS.