The monthly Basic Allowance for Housing (BAH) for Philadelphia, Pa/Camden, NJ — Military Housing Area PA248 in Pennsylvania — is shown below for every pay grade, with and without dependents. These are the official 2026 DTMO rates; an E-5 with dependents receives $2,691/month here. 2027 figures are projections until the DoD publishes official 2027 rates in December 2026.
2026 BAH rates: Philadelphia, Pa/Camden, NJ
| Pay grade | With dependents | Without dependents |
|---|---|---|
| E1 | $2,448 | $1,893 |
| E2 | $2,448 | $1,893 |
| E3 | $2,448 | $1,893 |
| E4 | $2,448 | $1,893 |
| E5 | $2,691 | $2,091 |
| E6 | $2,979 | $2,232 |
| E7 | $3,000 | $2,457 |
| E8 | $3,009 | $2,754 |
| E9 | $3,111 | $2,832 |
| W1 | $2,997 | $2,373 |
| W2 | $3,006 | $2,751 |
| W3 | $3,018 | $2,844 |
| W4 | $3,156 | $2,973 |
| W5 | $3,366 | $2,982 |
| O1E | $3,003 | $2,688 |
| O2E | $3,012 | $2,814 |
| O3E | $3,189 | $2,970 |
| O1 | $2,733 | $2,205 |
| O2 | $2,976 | $2,613 |
| O3 | $3,015 | $2,871 |
| O4 | $3,435 | $2,976 |
| O5 | $3,759 | $2,985 |
| O6 | $3,789 | $2,988 |
| O7 | $3,816 | $3,018 |
| O8 | $3,816 | $3,018 |
| O9 | $3,816 | $3,018 |
| O10 | $3,816 | $3,018 |
Notes
- O-8, O-9 and O-10 are paid at the O-7 rate, per DTMO tables.
- BAH is tax-free and rate-protected: your rate cannot drop while you stay in the same area.
- Use the BAH Calculator 2027 for an exact figure by ZIP code, or try the duty-station comparison before a PCS.