The monthly Basic Allowance for Housing (BAH) for Cincinnati, OH — Military Housing Area OH228 in Ohio — is shown below for every pay grade, with and without dependents. These are the official 2026 DTMO rates; an E-5 with dependents receives $2,283/month here. 2027 figures are projections until the DoD publishes official 2027 rates in December 2026.

2026 BAH rates: Cincinnati, OH

Pay grade With dependents Without dependents
E1 $2,031 $1,524
E2 $2,031 $1,524
E3 $2,031 $1,524
E4 $2,031 $1,524
E5 $2,283 $1,713
E6 $2,526 $1,893
E7 $2,553 $2,040
E8 $2,583 $2,337
E9 $2,676 $2,400
W1 $2,544 $1,953
W2 $2,565 $2,334
W3 $2,607 $2,412
W4 $2,703 $2,523
W5 $2,829 $2,559
O1E $2,556 $2,280
O2E $2,595 $2,385
O3E $2,724 $2,517
O1 $2,322 $1,776
O2 $2,523 $2,202
O3 $2,604 $2,433
O4 $2,868 $2,544
O5 $3,060 $2,562
O6 $3,084 $2,583
O7 $3,105 $2,625
O8 $3,105 $2,625
O9 $3,105 $2,625
O10 $3,105 $2,625

Notes

  • O-8, O-9 and O-10 are paid at the O-7 rate, per DTMO tables.
  • BAH is tax-free and rate-protected: your rate cannot drop while you stay in the same area.
  • Use the BAH Calculator 2027 for an exact figure by ZIP code, or try the duty-station comparison before a PCS.

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