Long Island’s BAH rose 4.3% from 2025: an E-5 with dependents receives ,425/month. It’s a high-cost area with little on-post housing, so most families live on the economy and this rate matters. Complete 2026 rates below.
2026 BAH rates: Long Island, NY
| Pay grade | With dependents | Without dependents |
|---|---|---|
| E1 | $4,122 | $3,189 |
| E2 | $4,122 | $3,189 |
| E3 | $4,122 | $3,189 |
| E4 | $4,122 | $3,189 |
| E5 | $4,425 | $3,600 |
| E6 | $4,773 | $3,852 |
| E7 | $4,878 | $4,134 |
| E8 | $4,992 | $4,500 |
| E9 | $5,187 | $4,596 |
| W1 | $4,791 | $4,023 |
| W2 | $4,923 | $4,497 |
| W3 | $5,064 | $4,611 |
| W4 | $5,229 | $4,791 |
| W5 | $5,436 | $4,902 |
| O1E | $4,896 | $4,422 |
| O2E | $5,043 | $4,575 |
| O3E | $5,262 | $4,764 |
| O1 | $4,473 | $3,816 |
| O2 | $4,770 | $4,326 |
| O3 | $5,061 | $4,644 |
| O4 | $5,502 | $4,878 |
| O5 | $5,823 | $4,938 |
| O6 | $5,874 | $5,043 |
| O7 | $5,922 | $5,136 |
| O8 | $5,922 | $5,136 |
| O9 | $5,922 | $5,136 |
| O10 | $5,922 | $5,136 |
Notes
- O-8, O-9 and O-10 are paid at the O-7 rate, per DTMO tables.
- BAH is tax-free and rate-protected: your rate cannot drop while you stay in the same area.
- Use the BAH Calculator 2027 for an exact figure by ZIP code, or try the duty-station comparison before a PCS.