The monthly Basic Allowance for Housing (BAH) for Cape May, NJ — Military Housing Area NJ198 in New Jersey — is shown below for every pay grade, with and without dependents. These are the official 2026 DTMO rates; an E-5 with dependents receives $2,754/month here. 2027 figures are projections until the DoD publishes official 2027 rates in December 2026.
2026 BAH rates: Cape May, NJ
| Pay grade | With dependents | Without dependents |
|---|---|---|
| E1 | $2,523 | $1,968 |
| E2 | $2,523 | $1,968 |
| E3 | $2,523 | $1,968 |
| E4 | $2,523 | $1,968 |
| E5 | $2,754 | $2,172 |
| E6 | $3,072 | $2,313 |
| E7 | $3,114 | $2,532 |
| E8 | $3,159 | $2,823 |
| E9 | $3,312 | $2,913 |
| W1 | $3,093 | $2,451 |
| W2 | $3,132 | $2,820 |
| W3 | $3,189 | $2,925 |
| W4 | $3,360 | $3,078 |
| W5 | $3,570 | $3,123 |
| O1E | $3,117 | $2,751 |
| O2E | $3,177 | $2,892 |
| O3E | $3,390 | $3,066 |
| O1 | $2,799 | $2,289 |
| O2 | $3,069 | $2,682 |
| O3 | $3,186 | $2,955 |
| O4 | $3,639 | $3,108 |
| O5 | $3,969 | $3,129 |
| O6 | $4,002 | $3,165 |
| O7 | $4,032 | $3,222 |
| O8 | $4,032 | $3,222 |
| O9 | $4,032 | $3,222 |
| O10 | $4,032 | $3,222 |
Notes
- O-8, O-9 and O-10 are paid at the O-7 rate, per DTMO tables.
- BAH is tax-free and rate-protected: your rate cannot drop while you stay in the same area.
- Use the BAH Calculator 2027 for an exact figure by ZIP code, or try the duty-station comparison before a PCS.