The monthly Basic Allowance for Housing (BAH) for Manchester/Concord, NH — Military Housing Area NH195 in New Hampshire — is shown below for every pay grade, with and without dependents. These are the official 2026 DTMO rates; an E-5 with dependents receives $3,177/month here. 2027 figures are projections until the DoD publishes official 2027 rates in December 2026.

2026 BAH rates: Manchester/Concord, NH

Pay grade With dependents Without dependents
E1 $2,994 $2,250
E2 $2,994 $2,250
E3 $2,994 $2,250
E4 $2,994 $2,250
E5 $3,177 $2,613
E6 $3,525 $2,823
E7 $3,783 $2,997
E8 $4,065 $3,252
E9 $4,320 $3,348
W1 $3,546 $2,940
W2 $3,897 $3,249
W3 $4,245 $3,363
W4 $4,347 $3,582
W5 $4,473 $3,846
O1E $3,837 $3,174
O2E $4,194 $3,327
O3E $4,365 $3,516
O1 $3,225 $2,805
O2 $3,522 $3,120
O3 $4,233 $3,396
O4 $4,512 $3,801
O5 $4,707 $3,960
O6 $4,746 $4,224
O7 $4,782 $4,299
O8 $4,782 $4,299
O9 $4,782 $4,299
O10 $4,782 $4,299

Notes

  • O-8, O-9 and O-10 are paid at the O-7 rate, per DTMO tables.
  • BAH is tax-free and rate-protected: your rate cannot drop while you stay in the same area.
  • Use the BAH Calculator 2027 for an exact figure by ZIP code, or try the duty-station comparison before a PCS.

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