The monthly Basic Allowance for Housing (BAH) for Fargo, ND — Military Housing Area ND189 in North Dakota — is shown below for every pay grade, with and without dependents. These are the official 2026 DTMO rates; an E-5 with dependents receives $1,707/month here. 2027 figures are projections until the DoD publishes official 2027 rates in December 2026.
2026 BAH rates: Fargo, ND
| Pay grade | With dependents | Without dependents |
|---|---|---|
| E1 | $1,521 | $1,206 |
| E2 | $1,521 | $1,206 |
| E3 | $1,521 | $1,206 |
| E4 | $1,521 | $1,206 |
| E5 | $1,707 | $1,281 |
| E6 | $2,337 | $1,752 |
| E7 | $2,400 | $1,800 |
| E8 | $2,466 | $1,851 |
| E9 | $2,574 | $2,022 |
| W1 | $2,358 | $1,770 |
| W2 | $2,427 | $1,833 |
| W3 | $2,514 | $2,046 |
| W4 | $2,598 | $2,346 |
| W5 | $2,706 | $2,415 |
| O1E | $2,409 | $1,806 |
| O2E | $2,499 | $1,980 |
| O3E | $2,613 | $2,331 |
| O1 | $1,785 | $1,338 |
| O2 | $2,328 | $1,803 |
| O3 | $2,511 | $2,106 |
| O4 | $2,739 | $2,397 |
| O5 | $2,904 | $2,430 |
| O6 | $2,925 | $2,490 |
| O7 | $2,946 | $2,532 |
| O8 | $2,946 | $2,532 |
| O9 | $2,946 | $2,532 |
| O10 | $2,946 | $2,532 |
Notes
- O-8, O-9 and O-10 are paid at the O-7 rate, per DTMO tables.
- BAH is tax-free and rate-protected: your rate cannot drop while you stay in the same area.
- Use the BAH Calculator 2027 for an exact figure by ZIP code, or try the duty-station comparison before a PCS.