The monthly Basic Allowance for Housing (BAH) for Wilmington, NC — Military Housing Area NC186 in North Carolina — is shown below for every pay grade, with and without dependents. These are the official 2026 DTMO rates; an E-5 with dependents receives $2,040/month here. 2027 figures are projections until the DoD publishes official 2027 rates in December 2026.
2026 BAH rates: Wilmington, NC
| Pay grade | With dependents | Without dependents |
|---|---|---|
| E1 | $1,932 | $1,491 |
| E2 | $1,932 | $1,491 |
| E3 | $1,932 | $1,491 |
| E4 | $1,932 | $1,491 |
| E5 | $2,040 | $1,701 |
| E6 | $2,502 | $1,878 |
| E7 | $2,547 | $1,932 |
| E8 | $2,595 | $2,136 |
| E9 | $2,736 | $2,271 |
| W1 | $2,523 | $1,905 |
| W2 | $2,568 | $2,133 |
| W3 | $2,631 | $2,289 |
| W4 | $2,775 | $2,508 |
| W5 | $2,958 | $2,559 |
| O1E | $2,553 | $2,037 |
| O2E | $2,619 | $2,241 |
| O3E | $2,805 | $2,496 |
| O1 | $2,100 | $1,818 |
| O2 | $2,496 | $2,007 |
| O3 | $2,628 | $2,334 |
| O4 | $3,018 | $2,541 |
| O5 | $3,303 | $2,565 |
| O6 | $3,327 | $2,607 |
| O7 | $3,351 | $2,652 |
| O8 | $3,351 | $2,652 |
| O9 | $3,351 | $2,652 |
| O10 | $3,351 | $2,652 |
Notes
- O-8, O-9 and O-10 are paid at the O-7 rate, per DTMO tables.
- BAH is tax-free and rate-protected: your rate cannot drop while you stay in the same area.
- Use the BAH Calculator 2027 for an exact figure by ZIP code, or try the duty-station comparison before a PCS.