The monthly Basic Allowance for Housing (BAH) for St. Louis, MO — Military Housing Area MO161 in Missouri — is shown below for every pay grade, with and without dependents. These are the official 2026 DTMO rates; an E-5 with dependents receives $2,436/month here. 2027 figures are projections until the DoD publishes official 2027 rates in December 2026.
2026 BAH rates: St. Louis, MO
| Pay grade | With dependents | Without dependents |
|---|---|---|
| E1 | $2,268 | $1,701 |
| E2 | $2,268 | $1,701 |
| E3 | $2,268 | $1,701 |
| E4 | $2,268 | $1,701 |
| E5 | $2,436 | $1,947 |
| E6 | $2,655 | $2,112 |
| E7 | $2,691 | $2,271 |
| E8 | $2,733 | $2,487 |
| E9 | $2,841 | $2,541 |
| W1 | $2,673 | $2,220 |
| W2 | $2,709 | $2,484 |
| W3 | $2,763 | $2,553 |
| W4 | $2,871 | $2,655 |
| W5 | $3,006 | $2,700 |
| O1E | $2,694 | $2,433 |
| O2E | $2,751 | $2,529 |
| O3E | $2,892 | $2,646 |
| O1 | $2,472 | $2,094 |
| O2 | $2,652 | $2,385 |
| O3 | $2,760 | $2,571 |
| O4 | $3,048 | $2,685 |
| O5 | $3,261 | $2,703 |
| O6 | $3,285 | $2,739 |
| O7 | $3,309 | $2,784 |
| O8 | $3,309 | $2,784 |
| O9 | $3,309 | $2,784 |
| O10 | $3,309 | $2,784 |
Notes
- O-8, O-9 and O-10 are paid at the O-7 rate, per DTMO tables.
- BAH is tax-free and rate-protected: your rate cannot drop while you stay in the same area.
- Use the BAH Calculator 2027 for an exact figure by ZIP code, or try the duty-station comparison before a PCS.