The monthly Basic Allowance for Housing (BAH) for Duluth, MN — Military Housing Area MN158 in Minnesota — is shown below for every pay grade, with and without dependents. These are the official 2026 DTMO rates; an E-5 with dependents receives $2,064/month here. 2027 figures are projections until the DoD publishes official 2027 rates in December 2026.
2026 BAH rates: Duluth, MN
| Pay grade | With dependents | Without dependents |
|---|---|---|
| E1 | $1,917 | $1,455 |
| E2 | $1,917 | $1,455 |
| E3 | $1,917 | $1,455 |
| E4 | $1,917 | $1,455 |
| E5 | $2,064 | $1,653 |
| E6 | $2,334 | $1,782 |
| E7 | $2,355 | $1,923 |
| E8 | $2,364 | $2,124 |
| E9 | $2,433 | $2,196 |
| W1 | $2,352 | $1,878 |
| W2 | $2,361 | $2,121 |
| W3 | $2,373 | $2,208 |
| W4 | $2,457 | $2,328 |
| W5 | $2,583 | $2,343 |
| O1E | $2,358 | $2,061 |
| O2E | $2,367 | $2,181 |
| O3E | $2,478 | $2,325 |
| O1 | $2,106 | $1,767 |
| O2 | $2,331 | $2,019 |
| O3 | $2,370 | $2,232 |
| O4 | $2,619 | $2,331 |
| O5 | $2,808 | $2,346 |
| O6 | $2,829 | $2,349 |
| O7 | $2,847 | $2,376 |
| O8 | $2,847 | $2,376 |
| O9 | $2,847 | $2,376 |
| O10 | $2,847 | $2,376 |
Notes
- O-8, O-9 and O-10 are paid at the O-7 rate, per DTMO tables.
- BAH is tax-free and rate-protected: your rate cannot drop while you stay in the same area.
- Use the BAH Calculator 2027 for an exact figure by ZIP code, or try the duty-station comparison before a PCS.