The monthly Basic Allowance for Housing (BAH) for Essex Co, MA — Military Housing Area MA125 in Massachusetts — is shown below for every pay grade, with and without dependents. These are the official 2026 DTMO rates; an E-5 with dependents receives $3,477/month here. 2027 figures are projections until the DoD publishes official 2027 rates in December 2026.
2026 BAH rates: Essex Co, MA
| Pay grade | With dependents | Without dependents |
|---|---|---|
| E1 | $3,282 | $2,589 |
| E2 | $3,282 | $2,589 |
| E3 | $3,282 | $2,589 |
| E4 | $3,282 | $2,589 |
| E5 | $3,477 | $2,910 |
| E6 | $3,744 | $3,102 |
| E7 | $4,032 | $3,288 |
| E8 | $4,344 | $3,537 |
| E9 | $4,755 | $3,606 |
| W1 | $3,765 | $3,225 |
| W2 | $4,158 | $3,534 |
| W3 | $4,545 | $3,618 |
| W4 | $4,833 | $3,807 |
| W5 | $5,181 | $4,101 |
| O1E | $4,089 | $3,474 |
| O2E | $4,488 | $3,591 |
| O3E | $4,887 | $3,735 |
| O1 | $3,516 | $3,084 |
| O2 | $3,741 | $3,417 |
| O3 | $4,533 | $3,642 |
| O4 | $5,301 | $4,053 |
| O5 | $5,853 | $4,389 |
| O6 | $5,904 | $4,524 |
| O7 | $5,952 | $4,605 |
| O8 | $5,952 | $4,605 |
| O9 | $5,952 | $4,605 |
| O10 | $5,952 | $4,605 |
Notes
- O-8, O-9 and O-10 are paid at the O-7 rate, per DTMO tables.
- BAH is tax-free and rate-protected: your rate cannot drop while you stay in the same area.
- Use the BAH Calculator 2027 for an exact figure by ZIP code, or try the duty-station comparison before a PCS.