Boston’s BAH is firmly in the national top five: an E-5 with dependents receives ,791/month, up 3.4% from 2025. Hanscom families and Coast Guard members around the harbor all fall under nearby areas, so check your exact ZIP. Full table below.
2026 BAH rates: Boston, MA
| Pay grade | With dependents | Without dependents |
|---|---|---|
| E1 | $4,344 | $3,258 |
| E2 | $4,344 | $3,258 |
| E3 | $4,344 | $3,258 |
| E4 | $4,344 | $3,258 |
| E5 | $4,791 | $3,615 |
| E6 | $4,812 | $3,948 |
| E7 | $4,938 | $4,365 |
| E8 | $5,079 | $4,803 |
| E9 | $5,379 | $4,809 |
| W1 | $4,827 | $4,191 |
| W2 | $4,995 | $4,800 |
| W3 | $5,169 | $4,812 |
| W4 | $5,457 | $4,833 |
| W5 | $5,805 | $4,968 |
| O1E | $4,962 | $4,788 |
| O2E | $5,142 | $4,806 |
| O3E | $5,511 | $4,818 |
| O1 | $4,803 | $3,894 |
| O2 | $4,809 | $4,644 |
| O3 | $5,163 | $4,815 |
| O4 | $5,928 | $4,941 |
| O5 | $6,483 | $5,019 |
| O6 | $6,540 | $5,148 |
| O7 | $6,594 | $5,241 |
| O8 | $6,594 | $5,241 |
| O9 | $6,594 | $5,241 |
| O10 | $6,594 | $5,241 |
Notes
- O-8, O-9 and O-10 are paid at the O-7 rate, per DTMO tables.
- BAH is tax-free and rate-protected: your rate cannot drop while you stay in the same area.
- Use the BAH Calculator 2027 for an exact figure by ZIP code, or try the duty-station comparison before a PCS.