The monthly Basic Allowance for Housing (BAH) for Champaign/Urbana, IL — Military Housing Area IL088 in Illinois — is shown below for every pay grade, with and without dependents. These are the official 2026 DTMO rates; an E-5 with dependents receives $1,539/month here. 2027 figures are projections until the DoD publishes official 2027 rates in December 2026.

2026 BAH rates: Champaign/Urbana, IL

Pay grade With dependents Without dependents
E1 $1,467 $1,230
E2 $1,467 $1,230
E3 $1,467 $1,230
E4 $1,467 $1,230
E5 $1,539 $1,329
E6 $1,980 $1,485
E7 $2,034 $1,527
E8 $2,091 $1,632
E9 $2,238 $1,761
W1 $2,001 $1,500
W2 $2,058 $1,629
W3 $2,130 $1,776
W4 $2,280 $1,989
W5 $2,466 $2,046
O1E $2,040 $1,536
O2E $2,118 $1,731
O3E $2,310 $1,974
O1 $1,599 $1,392
O2 $1,977 $1,530
O3 $2,127 $1,818
O4 $2,529 $2,028
O5 $2,820 $2,115
O6 $2,841 $2,130
O7 $2,859 $2,145
O8 $2,859 $2,145
O9 $2,859 $2,145
O10 $2,859 $2,145

Notes

  • O-8, O-9 and O-10 are paid at the O-7 rate, per DTMO tables.
  • BAH is tax-free and rate-protected: your rate cannot drop while you stay in the same area.
  • Use the BAH Calculator 2027 for an exact figure by ZIP code, or try the duty-station comparison before a PCS.

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