The monthly Basic Allowance for Housing (BAH) for Des Moines, IA — Military Housing Area IA082 in Iowa — is shown below for every pay grade, with and without dependents. These are the official 2026 DTMO rates; an E-5 with dependents receives $1,770/month here. 2027 figures are projections until the DoD publishes official 2027 rates in December 2026.
2026 BAH rates: Des Moines, IA
| Pay grade | With dependents | Without dependents |
|---|---|---|
| E1 | $1,593 | $1,284 |
| E2 | $1,593 | $1,284 |
| E3 | $1,593 | $1,284 |
| E4 | $1,593 | $1,284 |
| E5 | $1,770 | $1,359 |
| E6 | $2,208 | $1,656 |
| E7 | $2,292 | $1,719 |
| E8 | $2,379 | $1,863 |
| E9 | $2,511 | $1,989 |
| W1 | $2,229 | $1,674 |
| W2 | $2,328 | $1,860 |
| W3 | $2,436 | $2,007 |
| W4 | $2,538 | $2,223 |
| W5 | $2,667 | $2,310 |
| O1E | $2,304 | $1,767 |
| O2E | $2,418 | $1,962 |
| O3E | $2,559 | $2,202 |
| O1 | $1,830 | $1,413 |
| O2 | $2,205 | $1,722 |
| O3 | $2,433 | $2,049 |
| O4 | $2,706 | $2,289 |
| O5 | $2,904 | $2,334 |
| O6 | $2,925 | $2,415 |
| O7 | $2,943 | $2,454 |
| O8 | $2,943 | $2,454 |
| O9 | $2,943 | $2,454 |
| O10 | $2,943 | $2,454 |
Notes
- O-8, O-9 and O-10 are paid at the O-7 rate, per DTMO tables.
- BAH is tax-free and rate-protected: your rate cannot drop while you stay in the same area.
- Use the BAH Calculator 2027 for an exact figure by ZIP code, or try the duty-station comparison before a PCS.