The monthly Basic Allowance for Housing (BAH) for Florida Keys, FL — Military Housing Area FL069 in Florida — is shown below for every pay grade, with and without dependents. These are the official 2026 DTMO rates; an E-5 with dependents receives $3,969/month here. 2027 figures are projections until the DoD publishes official 2027 rates in December 2026.
2026 BAH rates: Florida Keys, FL
| Pay grade | With dependents | Without dependents |
|---|---|---|
| E1 | $3,813 | $3,084 |
| E2 | $3,813 | $3,084 |
| E3 | $3,813 | $3,084 |
| E4 | $3,813 | $3,084 |
| E5 | $3,969 | $3,459 |
| E6 | $4,056 | $3,672 |
| E7 | $4,350 | $3,819 |
| E8 | $4,677 | $3,993 |
| E9 | $5,097 | $4,005 |
| W1 | $4,074 | $3,771 |
| W2 | $4,485 | $3,990 |
| W3 | $4,884 | $4,011 |
| W4 | $5,178 | $4,119 |
| W5 | $5,529 | $4,425 |
| O1E | $4,413 | $3,966 |
| O2E | $4,827 | $4,002 |
| O3E | $5,232 | $4,044 |
| O1 | $3,987 | $3,657 |
| O2 | $4,053 | $3,921 |
| O3 | $4,872 | $4,017 |
| O4 | $5,655 | $4,374 |
| O5 | $6,213 | $4,659 |
| O6 | $6,267 | $4,863 |
| O7 | $6,321 | $4,953 |
| O8 | $6,321 | $4,953 |
| O9 | $6,321 | $4,953 |
| O10 | $6,321 | $4,953 |
Notes
- O-8, O-9 and O-10 are paid at the O-7 rate, per DTMO tables.
- BAH is tax-free and rate-protected: your rate cannot drop while you stay in the same area.
- Use the BAH Calculator 2027 for an exact figure by ZIP code, or try the duty-station comparison before a PCS.