The monthly Basic Allowance for Housing (BAH) for Gainesville, FL — Military Housing Area FL057 in Florida — is shown below for every pay grade, with and without dependents. These are the official 2026 DTMO rates; an E-5 with dependents receives $2,040/month here. 2027 figures are projections until the DoD publishes official 2027 rates in December 2026.
2026 BAH rates: Gainesville, FL
| Pay grade | With dependents | Without dependents |
|---|---|---|
| E1 | $1,986 | $1,572 |
| E2 | $1,986 | $1,572 |
| E3 | $1,986 | $1,572 |
| E4 | $1,986 | $1,572 |
| E5 | $2,040 | $1,800 |
| E6 | $2,355 | $1,932 |
| E7 | $2,478 | $1,983 |
| E8 | $2,613 | $2,109 |
| E9 | $2,793 | $2,196 |
| W1 | $2,373 | $1,980 |
| W2 | $2,532 | $2,106 |
| W3 | $2,700 | $2,208 |
| W4 | $2,826 | $2,379 |
| W5 | $2,982 | $2,508 |
| O1E | $2,502 | $2,037 |
| O2E | $2,676 | $2,175 |
| O3E | $2,850 | $2,346 |
| O1 | $2,085 | $1,929 |
| O2 | $2,352 | $2,025 |
| O3 | $2,697 | $2,238 |
| O4 | $3,033 | $2,481 |
| O5 | $3,276 | $2,556 |
| O6 | $3,300 | $2,679 |
| O7 | $3,324 | $2,724 |
| O8 | $3,324 | $2,724 |
| O9 | $3,324 | $2,724 |
| O10 | $3,324 | $2,724 |
Notes
- O-8, O-9 and O-10 are paid at the O-7 rate, per DTMO tables.
- BAH is tax-free and rate-protected: your rate cannot drop while you stay in the same area.
- Use the BAH Calculator 2027 for an exact figure by ZIP code, or try the duty-station comparison before a PCS.