The monthly Basic Allowance for Housing (BAH) for Fort Chaffee/Fort Smith, AR — Military Housing Area AR012 in Arkansas — is shown below for every pay grade, with and without dependents. These are the official 2026 DTMO rates; an E-5 with dependents receives $1,263/month here. 2027 figures are projections until the DoD publishes official 2027 rates in December 2026.

2026 BAH rates: Fort Chaffee/Fort Smith, AR

Pay grade With dependents Without dependents
E1 $1,173 $879
E2 $1,173 $879
E3 $1,173 $879
E4 $1,173 $879
E5 $1,263 $996
E6 $1,680 $1,260
E7 $1,785 $1,338
E8 $1,893 $1,419
E9 $2,028 $1,521
W1 $1,701 $1,278
W2 $1,827 $1,371
W3 $1,965 $1,524
W4 $2,052 $1,701
W5 $2,166 $1,809
O1E $1,803 $1,353
O2E $1,944 $1,458
O3E $2,070 $1,674
O1 $1,320 $1,077
O2 $1,677 $1,341
O3 $1,962 $1,527
O4 $2,199 $1,785
O5 $2,370 $1,842
O6 $2,388 $1,944
O7 $2,400 $1,974
O8 $2,400 $1,974
O9 $2,400 $1,974
O10 $2,400 $1,974

Notes

  • O-8, O-9 and O-10 are paid at the O-7 rate, per DTMO tables.
  • BAH is tax-free and rate-protected: your rate cannot drop while you stay in the same area.
  • Use the BAH Calculator 2027 for an exact figure by ZIP code, or try the duty-station comparison before a PCS.

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