The monthly Basic Allowance for Housing (BAH) for County Cost Group 640 (ZZ640) is shown below for every pay grade, with and without dependents. County cost groups cover areas grouped by local housing costs rather than a single metro. An E-5 with dependents receives $1,434/month. These are official 2026 DTMO rates; 2027 figures are projections until December 2026.
2026 BAH rates: County Cost Group 640
| Pay grade | With dependents | Without dependents |
|---|---|---|
| E1 | $1,329 | $1,071 |
| E2 | $1,329 | $1,071 |
| E3 | $1,329 | $1,071 |
| E4 | $1,329 | $1,071 |
| E5 | $1,434 | $1,161 |
| E6 | $1,734 | $1,299 |
| E7 | $1,803 | $1,353 |
| E8 | $1,878 | $1,500 |
| E9 | $1,992 | $1,581 |
| W1 | $1,752 | $1,314 |
| W2 | $1,833 | $1,497 |
| W3 | $1,929 | $1,593 |
| W4 | $2,013 | $1,746 |
| W5 | $2,124 | $1,821 |
| O1E | $1,815 | $1,431 |
| O2E | $1,914 | $1,563 |
| O3E | $2,031 | $1,725 |
| O1 | $1,476 | $1,221 |
| O2 | $1,731 | $1,404 |
| O3 | $1,926 | $1,623 |
| O4 | $2,154 | $1,800 |
| O5 | $2,319 | $1,839 |
| O6 | $2,337 | $1,908 |
| O7 | $2,349 | $1,938 |
| O8 | $2,349 | $1,938 |
| O9 | $2,349 | $1,938 |
| O10 | $2,349 | $1,938 |
Notes
- O-8, O-9 and O-10 are paid at the O-7 rate, per DTMO tables.
- BAH is tax-free and rate-protected while you stay in the same area.
- Use the BAH Calculator 2027 for an exact figure by ZIP code.