The monthly Basic Allowance for Housing (BAH) for Fitchburg, MA — Military Housing Area MA123 in Massachusetts — is shown below for every pay grade, with and without dependents. These are the official 2026 DTMO rates; an E-5 with dependents receives $3,093/month here. 2027 figures are projections until the DoD publishes official 2027 rates in December 2026.
2026 BAH rates: Fitchburg, MA
| Pay grade | With dependents | Without dependents |
|---|---|---|
| E1 | $3,024 | $2,415 |
| E2 | $3,024 | $2,415 |
| E3 | $3,024 | $2,415 |
| E4 | $3,024 | $2,415 |
| E5 | $3,093 | $2,763 |
| E6 | $3,468 | $2,952 |
| E7 | $3,687 | $3,021 |
| E8 | $3,918 | $3,174 |
| E9 | $4,212 | $3,279 |
| W1 | $3,492 | $3,012 |
| W2 | $3,780 | $3,171 |
| W3 | $4,068 | $3,294 |
| W4 | $4,266 | $3,516 |
| W5 | $4,506 | $3,738 |
| O1E | $3,729 | $3,090 |
| O2E | $4,026 | $3,255 |
| O3E | $4,302 | $3,462 |
| O1 | $3,147 | $2,949 |
| O2 | $3,465 | $3,075 |
| O3 | $4,059 | $3,330 |
| O4 | $4,587 | $3,699 |
| O5 | $4,965 | $3,831 |
| O6 | $5,010 | $4,047 |
| O7 | $5,049 | $4,119 |
| O8 | $5,049 | $4,119 |
| O9 | $5,049 | $4,119 |
| O10 | $5,049 | $4,119 |
Notes
- O-8, O-9 and O-10 are paid at the O-7 rate, per DTMO tables.
- BAH is tax-free and rate-protected: your rate cannot drop while you stay in the same area.
- Use the BAH Calculator 2027 for an exact figure by ZIP code, or try the duty-station comparison before a PCS.